About Us

Welcome to Richard Smith Financial Services, Mortgage, Equity Release and Protection Broker. Located in Leeds serving West and North Yorkshire area’s

I advise to individuals as well as small businesses such as Sole Traders, Tradesman, Partnerships and Limited Companies.

I have 35 years of experience in financial services advising from all forms of secured lending to protection ( life assurance, critical illness and income protection etc ). I also have an introduction service for conveyancing, Wills, Power of Attorney ,Trusts, pensions to investments.

I have over 35 years industry experience dating back to 1988 when the industry was very different to what it is now. I specialise in face to face advice to assist my clients in managing their financial requirements tailored to meet their own specific circumstances with straightforward and transparent advice.

Many people have goals and dreams, but a goal without a plan is just a wish... an achievable goal is a dream with a deadline.

How I work.

We agree to arrange a face to face meeting to discuss your current financial circumstances, concerns and future plans.
Once you have given me the information I require, then I can analysis, discuss with you my thoughts going through all the options.
Then we agree on the best outcome and then implement the outcome.
I will monitor the progress of your application and update you on any developments, thus ensuring that you are informed at all times.
I offer a follow up service and will contact you on an annual basis to ensure that you continue to be satisfied with everything.

What I do

Secured Lending

Residential purchase to re mortgages
Residential Product Transfer to Further Advances
Council Right to Buy
Buy to Let – purchase, re mortgages, product transfers and further advances
Limited Company Buy to lets
Equity Release
Self employed Mortgages
Capital Raising
Retirement Interest Only Mortgages
Adverse Lending, Poor credit Mortgages
Let to Buy Mortgages

Insurances and Trusts

Life Assurance
Critical illness
Income protection
Accident and Sickness
Whole Of life
Over 50’s Whole of Life
Business, Keyman, Partnership Insurances
Life Assurance, Income Protection for Loan, Partnership and Shareholder Protection
Life Assurance Trusts
General Insurance for residential and Buy to lets only

Introduction service for the following

Wills and Power of Attorney
Conveyancing
Trusts

Pension and investment Advice
Private Medical Insurance
Wealth Management

Meet our Team

Richard Smith

Director

Started in financial services as a career since 1988 working for an insurance companies until 2000. I felt then and still do that been a broker and specialising as Mortgage and Protection Insurance is the best way that families and businesses can look after themselves.

As well as 35 years of experience in the market, I also taken many qualifications so in order to advise on

Cemap and Advanced Cemap.
Equity Release
RO1 Financial Services Qualification
RO2 Protection
FPC 1,2 and 3 Financial Planning Cert
Member of the Chart Insurance Institute / Personal Finance Society.

Been a regulated Broker, I have annual on ongoing training to keep upto date with what is going on in the market and regulations. Such as lender and insurance companies new products and changing criteria. Plus annual and continuing compulsory professional development.

I am an appointed representative of Stonebridge Mortgage Solutions that help me and look after my compliance matters

I have many clients that I have looked after for many decades dealing with their mortgage requirements to assisting and helping with the protection claims.

Tel: 01133930422 Email Me

Call us today on

0113 3930422

or complete our short enquiry form
and we'll be pleased to help you.

Richard Smith Financial Services, 3 Birch Mews, Leeds, LS16 8NX

Registered Address: 3 Birch Mews, Leeds, LS16 8NX

Richard Smith is an appointed representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority under reference 454881.

Richard Smith is entered on the Financial Services Register (https://register.fca.org.uk/s/) under reference 944338.

The guidance and/or information contained within this website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Your home may be repossessed if you do not keep up repayments on your mortgage.

As with all insurance policies, conditions and exclusions will apply.